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| Provider | Service type | Compensation |
|---|---|---|
DEAN FINANCIAL SERVICES2+ years Service code 15 · EIN 31-0861689 | Recordkeeping | $19,370 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,792 | $48,078-8.9% | $78,676-44.3% | $62,881-30.4% |
| Participation rate | 67.4% | 65.2%+2.2pp | 73.6%-6.2pp | 69.3%-1.9pp |
| Annual return | 8.33% | 31.36%-23.0pp | 62.19%-53.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $1,284 | $2,015-36.2% | $2,850-54.9% | $2,281-43.7% |
| Participant deferral / active EE | $2,627 | $2,587+1.5% | $3,517-25.3% | $3,203-18.0% |
| Admin fee / account holder | $222 | $3,206-93.1% | $4,510-95.1% | $4,296-94.8% |