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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,245 | $58,828-74.1% | $78,002-80.5% | $62,881-75.8% |
| Participation rate | 78.0% | 71.1%+6.9pp | 75.5%+2.4pp | 69.3%+8.7pp |
| Annual return | 5.39% | 17.16%-11.8pp | 425.99%-420.6pp | 20.14%-14.8pp |
| Employer contribution / active EE | $802 | $1,672-52.0% | $2,470-67.5% | $2,281-64.8% |
| Participant deferral / active EE | $1,218 | $2,686-54.7% | $3,497-65.2% | $3,203-62.0% |
| Admin fee / account holder | $895 | $4,393-79.6% | $5,481-83.7% | $4,296-79.2% |