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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,708 | $54,380-76.6% | $68,509-81.5% | $59,633-78.7% |
| Participation rate | 85.0% | 70.2%+14.8pp | 74.7%+10.3pp | 68.7%+16.3pp |
| Annual return | 1.38% | 2.83%-1.5pp | 8.27%-6.9pp | 2041.45%-2040.1pp |
| Employer contribution / active EE | $586 | $1,539-61.9% | $2,278-74.3% | $2,203-73.4% |
| Participant deferral / active EE | $1,576 | $2,643-40.4% | $3,382-53.4% | $3,192-50.6% |
| Admin fee / account holder | $866 | $3,885-77.7% | $5,275-83.6% | $4,297-79.9% |