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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,333 | $63,703-86.9% | $93,063-91.0% | $82,448-89.9% |
| Participation rate | 97.1% | 63.8%+33.3pp | 72.1%+25.0pp | 68.1%+29.1pp |
| Annual return | 9.06% | -775.43%+784.5pp | 34.15%-25.1pp | 41.64%-32.6pp |
| Employer contribution / active EE | $1,970 | $1,729+14.0% | $2,476-20.4% | $2,551-22.8% |
| Participant deferral / active EE | $3,212 | $2,919+10.0% | $3,958-18.8% | $4,139-22.4% |
| Admin fee / account holder | $5,043 | $5,982-15.7% | $6,033-16.4% | $7,234-30.3% |