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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,428 | $86,938-60.4% | $102,423-66.4% | $80,925-57.5% |
| Participation rate | 68.3% | 72.4%-4.1pp | 76.5%-8.2pp | 67.7%+0.6pp |
| Annual return | 14.93% | 18.89%-4.0pp | 29.42%-14.5pp | 35.65%-20.7pp |
| Employer contribution / active EE | $2,486 | $2,369+4.9% | $3,023-17.8% | $2,756-9.8% |
| Participant deferral / active EE | $5,448 | $4,120+32.2% | $5,054+7.8% | $4,299+26.7% |
| Admin fee / account holder | $3,175 | $8,053-60.6% | $9,455-66.4% | $6,940-54.3% |