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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,903 | $80,992-69.3% | $96,534-74.2% | $75,173-66.9% |
| Participation rate | 74.5% | 71.8%+2.7pp | 76.0%-1.5pp | 67.2%+7.3pp |
| Annual return | 0.00% | 27.05%-27.0pp | 25.88%-25.9pp | 160.72%-160.7pp |
| Employer contribution / active EE | $1,813 | $2,283-20.6% | $2,965-38.8% | $2,671-32.1% |
| Participant deferral / active EE | $4,369 | $3,929+11.2% | $4,851-9.9% | $4,126+5.9% |
| Admin fee / account holder | $447 | $6,717-93.3% | $8,253-94.6% | $5,651-92.1% |