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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,517 | $135,905-90.1% | $126,068-89.3% | $198,609-93.2% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 19.44% | 14.07%+5.4pp | 15.01%+4.4pp | 202.70%-183.3pp |
| Employer contribution / active EE | $8,555 | $4,245+101.5% | $3,968+115.6% | $5,055+69.2% |
| Participant deferral / active EE | $14,496 | $8,523+70.1% | $8,214+76.5% | $6,977+107.8% |
| Admin fee / account holder | $7,945 | $21,036-62.2% | $18,264-56.5% | $19,030-58.3% |