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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,517 | $107,666-87.4% | $102,184-86.8% | $154,746-91.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 19.44% | 29.33%-9.9pp | 31.58%-12.1pp | 172.34%-152.9pp |
| Employer contribution / active EE | $8,555 | $3,846+122.4% | $3,594+138.1% | $4,379+95.4% |
| Participant deferral / active EE | $14,496 | $8,719+66.3% | $8,309+74.5% | $6,730+115.4% |
| Admin fee / account holder | $7,945 | $12,943-38.6% | $11,609-31.6% | $14,365-44.7% |