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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,556 | $185,312-88.9% | $161,489-87.3% | $154,746-86.7% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 17.39% | 103.84%-86.5pp | 89.72%-72.3pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,298 | $4,769-51.8% | $4,268-46.2% | $4,379-47.5% |
| Participant deferral / active EE | $2,793 | $6,350-56.0% | $5,630-50.4% | $6,730-58.5% |
| Admin fee / account holder | $5,961 | $18,654-68.0% | $16,006-62.8% | $14,365-58.5% |