Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,241 | $100,139+255.7% | $85,187+318.2% | $145,884+144.2% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 7.21% | 84.15%-76.9pp | 66.67%-59.5pp | 551.85%-544.6pp |
| Employer contribution / active EE | $1,436 | $3,238-55.6% | $2,732-47.4% | $4,662-69.2% |
| Participant deferral / active EE | $2,881 | $5,296-45.6% | $4,525-36.3% | $6,690-56.9% |
| Admin fee / account holder | $794 | $7,262-89.1% | $6,162-87.1% | $13,392-94.1% |