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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,905 | $196,972-45.7% | $182,262-41.3% | $198,609-46.2% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 18.54% | 158.27%-139.7pp | 140.60%-122.1pp | 202.70%-184.2pp |
| Employer contribution / active EE | $3,836 | $5,364-28.5% | $5,046-24.0% | $5,055-24.1% |
| Participant deferral / active EE | $7,680 | $8,643-11.1% | $8,276-7.2% | $6,977+10.1% |
| Admin fee / account holder | $443 | $18,429-97.6% | $16,712-97.3% | $19,030-97.7% |