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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,279 | $225,673-68.9% | $203,872-65.5% | $155,188-54.7% |
| Participation rate | 83.3% | 80.3%+3.0pp | 77.8%+5.5pp | 80.8%+2.5pp |
| Annual return | 18.09% | 95.91%-77.8pp | 85.11%-67.0pp | 148.84%-130.7pp |
| Employer contribution / active EE | $2,680 | $4,099-34.6% | $3,757-28.7% | $4,248-36.9% |
| Participant deferral / active EE | $10,382 | $6,893+50.6% | $6,388+62.5% | $6,531+59.0% |
| Admin fee / account holder | $911 | $12,327-92.6% | $11,730-92.2% | $14,480-93.7% |