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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,279 | $208,088-66.2% | $186,193-62.3% | $154,746-54.6% |
| Participation rate | 83.3% | 80.0%+3.3pp | 77.1%+6.2pp | 80.7%+2.6pp |
| Annual return | 18.09% | 89.97%-71.9pp | 78.03%-59.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,680 | $4,340-38.3% | $3,918-31.6% | $4,379-38.8% |
| Participant deferral / active EE | $10,382 | $7,078+46.7% | $6,513+59.4% | $6,730+54.3% |
| Admin fee / account holder | $911 | $11,698-92.2% | $11,058-91.8% | $14,365-93.7% |