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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,169 | $185,312-87.5% | $161,489-85.7% | $154,746-85.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.84% | 103.84%-84.0pp | 89.72%-69.9pp | 172.34%-152.5pp |
| Employer contribution / active EE | $1,571 | $4,769-67.1% | $4,268-63.2% | $4,379-64.1% |
| Participant deferral / active EE | $5,698 | $6,350-10.3% | $5,630+1.2% | $6,730-15.3% |
| Admin fee / account holder | $3,082 | $18,654-83.5% | $16,006-80.7% | $14,365-78.5% |