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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,875 | $37,446-60.3% | $77,552-80.8% | $79,856-81.4% |
| Participation rate | 18.9% | 41.5%-22.6pp | 54.2%-35.3pp | 69.6%-50.7pp |
| Annual return | 25.02% | 39.76%-14.7pp | 54.82%-29.8pp | 31.71%-6.7pp |
| Employer contribution / active EE | $352 | $637-44.7% | $987-64.3% | $2,471-85.7% |
| Participant deferral / active EE | $1,014 | $1,261-19.6% | $1,861-45.5% | $3,741-72.9% |
| Admin fee / account holder | $2 | $2,506-99.9% | $2,859-99.9% | $5,306-100.0% |