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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,930 | $27,632-20.6% | $61,452-64.3% | $68,486-68.0% |
| Participation rate | 24.2% | 39.5%-15.3pp | 52.6%-28.3pp | 67.9%-43.7pp |
| Annual return | -15.29% | -13.24%-2.1pp | 338.96%-354.2pp | -7.85%-7.4pp |
| Employer contribution / active EE | $588 | $696-15.4% | $1,160-49.3% | $2,597-77.3% |
| Participant deferral / active EE | $1,474 | $1,264+16.7% | $2,125-30.6% | $4,028-63.4% |
| Admin fee / account holder | $1 | $2,010-100.0% | $2,131-100.0% | $5,404-100.0% |