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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,466 | $124,330-40.1% | $109,173-31.8% | $167,536-55.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.62% | 26.04%-16.4pp | 25.75%-16.1pp | 478.82%-469.2pp |
| Employer contribution / active EE | $7,694 | $4,209+82.8% | $3,723+106.7% | $4,839+59.0% |
| Participant deferral / active EE | $9,521 | $5,256+81.1% | $4,654+104.6% | $6,342+50.1% |
| Admin fee / account holder | $1,002 | $7,974-87.4% | $6,755-85.2% | $12,315-91.9% |