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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,291 | $107,368-58.7% | $92,915-52.3% | $152,909-71.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 5.20% | 145.64%-140.4pp | 109.45%-104.2pp | 345.46%-340.3pp |
| Employer contribution / active EE | $6,938 | $4,222+64.3% | $3,653+89.9% | $4,764+45.6% |
| Participant deferral / active EE | $6,979 | $4,848+44.0% | $4,238+64.7% | $5,851+19.3% |
| Admin fee / account holder | $350 | $7,082-95.1% | $5,796-94.0% | $11,601-97.0% |