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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,588 | $115,814-53.7% | $101,275-47.1% | $158,982-66.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -1.46% | 56.16%-57.6pp | 46.48%-47.9pp | 302.99%-304.5pp |
| Employer contribution / active EE | $12,138 | $4,176+190.7% | $3,660+231.6% | $4,763+154.8% |
| Participant deferral / active EE | $6,646 | $4,958+34.0% | $4,371+52.1% | $5,983+11.1% |
| Admin fee / account holder | $561 | $7,249-92.3% | $5,948-90.6% | $11,252-95.0% |