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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,063 | $79,209-57.0% | $102,434-66.7% | $74,459-54.3% |
| Participation rate | 74.8% | 74.8%0pp | 76.5%-1.8pp | 67.2%+7.5pp |
| Annual return | 12.86% | 54.98%-42.1pp | 29.46%-16.6pp | 1369.70%-1356.8pp |
| Employer contribution / active EE | $1,513 | $2,362-36.0% | $3,023-50.0% | $2,626-42.4% |
| Participant deferral / active EE | $2,899 | $4,417-34.4% | $5,055-42.7% | $4,350-33.4% |
| Admin fee / account holder | $6,186 | $2,002+209.0% | $9,462-34.6% | $1,945+218.1% |