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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,120 | $93,598-26.2% | $135,974-49.2% | $75,173-8.1% |
| Participation rate | 82.1% | 75.2%+6.9pp | 81.9%+0.2pp | 67.2%+14.9pp |
| Annual return | 29.80% | 30.89%-1.1pp | 68.30%-38.5pp | 160.72%-130.9pp |
| Employer contribution / active EE | $4,429 | $3,538+25.2% | $4,859-8.8% | $2,671+65.8% |
| Participant deferral / active EE | $9,334 | $6,405+45.7% | $7,760+20.3% | $4,126+126.2% |
| Admin fee / account holder | $2,062 | $6,978-70.4% | $10,767-80.8% | $5,651-63.5% |