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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,770 | $157,296-72.8% | $141,191-69.7% | $152,897-72.0% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 22.62% | 64.34%-41.7pp | 71.41%-48.8pp | 345.43%-322.8pp |
| Employer contribution / active EE | $5,457 | $5,262+3.7% | $4,736+15.2% | $4,764+14.6% |
| Participant deferral / active EE | $10,466 | $7,111+47.2% | $6,710+56.0% | $5,851+78.9% |
| Admin fee / account holder | $9,712 | $12,125-19.9% | $10,264-5.4% | $11,599-16.3% |