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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,859 | $181,896+117.1% | $156,551+152.2% | $273,972+44.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.70% | 30.74%-25.0pp | 32.23%-26.5pp | 41.46%-35.8pp |
| Employer contribution / active EE | $3,845 | $6,248-38.5% | $5,501-30.1% | $4,869-21.0% |
| Participant deferral / active EE | $9,291 | $5,550+67.4% | $4,871+90.7% | $5,287+75.7% |
| Admin fee / account holder | $21,208 | $15,560+36.3% | $13,028+62.8% | $10,133+109.3% |