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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,415 | $167,362+89.1% | $143,799+120.0% | $134,532+135.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.13% | 0.47%-12.6pp | -0.04%-12.1pp | 418.27%-430.4pp |
| Employer contribution / active EE | $3,053 | $5,620-45.7% | $4,952-38.3% | $4,741-35.6% |
| Participant deferral / active EE | $6,424 | $6,447-0.4% | $5,638+13.9% | $6,401+0.4% |
| Admin fee / account holder | $1,788 | $18,094-90.1% | $14,677-87.8% | $11,429-84.4% |