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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,552 | $91,198+82.6% | $178,503-6.7% | $79,856+108.6% |
| Participation rate | 89.4% | 69.2%+20.1pp | 81.9%+7.4pp | 69.6%+19.7pp |
| Annual return | 17.49% | 24.20%-6.7pp | 151.12%-133.6pp | 31.71%-14.2pp |
| Employer contribution / active EE | $8,750 | $3,257+168.7% | $5,011+74.6% | $2,471+254.1% |
| Participant deferral / active EE | $6,887 | $3,237+112.8% | $5,202+32.4% | $3,741+84.1% |
| Admin fee / account holder | $12,053 | $6,748+78.6% | $13,987-13.8% | $5,306+127.1% |