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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,106 | $77,638+0.6% | $156,551-50.1% | $62,881+24.2% |
| Participation rate | 97.3% | 71.2%+26.1pp | 84.0%+13.3pp | 69.3%+28.0pp |
| Annual return | 42.15% | 50.33%-8.2pp | 32.23%+9.9pp | 20.14%+22.0pp |
| Employer contribution / active EE | $9,451 | $3,444+174.4% | $5,501+71.8% | $2,281+314.3% |
| Participant deferral / active EE | $6,770 | $3,046+122.3% | $4,871+39.0% | $3,203+111.4% |
| Admin fee / account holder | $436 | $5,561-92.2% | $13,028-96.7% | $4,296-89.8% |