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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,052 | $84,236+28.3% | $170,435-36.6% | $70,126+54.1% |
| Participation rate | 94.6% | 70.8%+23.8pp | 83.6%+11.0pp | 69.5%+25.1pp |
| Annual return | 18.39% | 23.06%-4.7pp | 205.94%-187.5pp | 73.15%-54.8pp |
| Employer contribution / active EE | $9,763 | $3,387+188.2% | $5,432+79.7% | $2,343+316.8% |
| Participant deferral / active EE | $7,027 | $3,086+127.7% | $4,939+42.3% | $3,332+110.9% |
| Admin fee / account holder | $315 | $5,698-94.5% | $13,881-97.7% | $4,645-93.2% |