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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,237 | $102,429+20.3% | $147,096-16.2% | $80,925+52.3% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 9.64% | 135.02%-125.4pp | 419.75%-410.1pp | 35.65%-26.0pp |
| Employer contribution / active EE | $3,642 | $3,716-2.0% | $4,936-26.2% | $2,756+32.1% |
| Participant deferral / active EE | $8,024 | $6,649+20.7% | $8,071-0.6% | $4,299+86.7% |
| Admin fee / account holder | $19,727 | $7,957+147.9% | $13,005+51.7% | $6,940+184.3% |