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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,409 | $93,617+5.1% | $135,982-27.6% | $75,177+30.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.96% | 30.89%-15.9pp | 68.32%-53.4pp | 160.75%-145.8pp |
| Employer contribution / active EE | $3,763 | $3,538+6.3% | $4,859-22.6% | $2,671+40.9% |
| Participant deferral / active EE | $8,339 | $6,406+30.2% | $7,760+7.5% | $4,126+102.1% |
| Admin fee / account holder | $11,687 | $6,980+67.5% | $10,767+8.5% | $5,651+106.8% |