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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,133 | $98,776+37.8% | $149,745-9.1% | $79,856+70.5% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.6%+26.8pp |
| Annual return | 7.57% | 27.38%-19.8pp | 276.72%-269.1pp | 31.71%-24.1pp |
| Employer contribution / active EE | $2,951 | $3,217-8.3% | $4,646-36.5% | $2,471+19.4% |
| Participant deferral / active EE | $7,301 | $5,681+28.5% | $6,843+6.7% | $3,741+95.2% |
| Admin fee / account holder | $2,361 | $6,053-61.0% | $9,312-74.6% | $5,306-55.5% |