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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,237 | $102,382+20.4% | $147,005-16.2% | $80,874+52.4% |
| Participation rate | 91.7% | 75.8%+15.8pp | 82.2%+9.5pp | 67.6%+24.0pp |
| Annual return | 9.64% | 134.89%-125.3pp | 418.76%-409.1pp | 35.62%-26.0pp |
| Employer contribution / active EE | $3,642 | $3,715-2.0% | $4,934-26.2% | $2,756+32.2% |
| Participant deferral / active EE | $8,024 | $6,646+20.7% | $8,070-0.6% | $4,297+86.7% |
| Admin fee / account holder | $19,727 | $7,942+148.4% | $13,006+51.7% | $6,935+184.5% |