Retirement plan

WH MIDWEST, LLC 401(K) PLAN

Name: WH MIDWEST, LLC - WH MIDWEST, LLC 401(K) PLAN (2016) Form 5500
Creator: WH MIDWEST, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WH MIDWEST, LLC 401(K) PLAN, WH MIDWEST, LLC

WH MIDWEST, LLCEIN 30-0588053Plan #001PY 2016

3777 BOETTLER OAKS DRIVE - UNIONTOWN, OH 446857733330-896-7611

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$8.6M

+9.1% from 2015

Total participants

255

+11.8% from 2015

Average account balance

$36,154

-4.2% from 2015

Annual return

7.34%

+8.95 pp from 2015

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$58K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

190

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$915K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$358

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$47,630
VALMARK ADVISERS INC2+ years Filed as: VALMARK ADVISERS, INC Service code 27 130 SPRINGSIDE DRIVE · AKRON, OH 44333	Advisory (Plan)	$19,458
CBIZ RETIREMENT PLAN SERVICES2+ years Service code 13 · EIN 31-1498244 13680 CLEVELAND AVE NW · UNIONTOWN, OH 44685	Contract Administrator	$4,500

Plan features & details

Pension benefit codes2E2J2K2F3D3H2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$47K

$250 / participant

Contract admin$47K100.0%

% of EOY assets

0.547%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: 415 GROUP, INC.
Auditor EIN: 341341400
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,154

$52,884-31.6%

$84,753-57.3%

$55,167-34.5%

Participation rate

91.0%

67.5%+23.4pp

76.6%+14.4pp

69.0%+22.0pp

Annual return

7.34%

18.03%-10.7pp

22.78%-15.4pp

169.23%-161.9pp

Employer contribution / active EE

$2,233-100.0%

$3,574-100.0%

$1,963-100.0%

Participant deferral / active EE

$3,197

$2,644+20.9%

$3,712-13.9%

$3,054+4.7%

Admin fee / account holder

$198

$581-66.0%

$5,333-96.3%

$504-60.8%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$47,630

VALMARK ADVISERS INC2+ years

Filed as: VALMARK ADVISERS, INC

Service code 27

130 SPRINGSIDE DRIVE · AKRON, OH 44333

Advisory (Plan)

$19,458

CBIZ RETIREMENT PLAN SERVICES2+ years

Service code 13 · EIN 31-1498244

13680 CLEVELAND AVE NW · UNIONTOWN, OH 44685

Contract Administrator

$4,500

WH MIDWEST, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WH MIDWEST, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion