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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,123 | $108,701-31.8% | $74,723-0.8% | $152,909-51.5% |
| Participation rate | 33.3% | 65.4%-32.0pp | 54.5%-21.1pp | 82.5%-49.1pp |
| Annual return | 33.41% | 114.12%-80.7pp | 753.18%-719.8pp | 345.46%-312.1pp |
| Employer contribution / active EE | $541 | $1,504-64.0% | $1,084-50.1% | $4,764-88.6% |
| Participant deferral / active EE | $1,384 | $2,709-48.9% | $1,962-29.5% | $5,851-76.4% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,601-100.0% |