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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,589 | $84,628+30.7% | $61,501+79.8% | $134,545-17.8% |
| Participation rate | 60.0% | 62.2%-2.2pp | 52.6%+7.4pp | 81.2%-21.2pp |
| Annual return | -15.95% | 585.61%-601.6pp | 339.04%-355.0pp | 418.37%-434.3pp |
| Employer contribution / active EE | $1,558 | $1,545+0.8% | $1,160+34.3% | $4,742-67.2% |
| Participant deferral / active EE | $4,051 | $2,819+43.7% | $2,125+90.6% | $6,401-36.7% |
| Admin fee / account holder | $459 | $2,587-82.2% | $2,132-78.5% | $11,431-96.0% |