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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,809 | $162,136-63.7% | $152,301-61.4% | $154,746-62.0% |
| Participation rate | 79.2% | 84.1%-4.9pp | 82.4%-3.3pp | 80.7%-1.5pp |
| Annual return | 18.77% | 91.02%-72.3pp | 80.50%-61.7pp | 172.34%-153.6pp |
| Employer contribution / active EE | $3,837 | $4,890-21.5% | $4,624-17.0% | $4,379-12.4% |
| Participant deferral / active EE | $8,577 | $8,341+2.8% | $8,004+7.2% | $6,730+27.4% |
| Admin fee / account holder | $4,929 | $15,759-68.7% | $14,398-65.8% | $14,365-65.7% |