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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,357 | $58,234-51.3% | $81,783-65.3% | $80,874-64.9% |
| Participation rate | 15.4% | 63.4%-48.1pp | 72.4%-57.0pp | 67.6%-52.3pp |
| Annual return | 16.69% | 41.70%-25.0pp | 775.05%-758.4pp | 35.62%-18.9pp |
| Employer contribution / active EE | $744 | $2,341-68.2% | $2,913-74.5% | $2,756-73.0% |
| Participant deferral / active EE | $1,088 | $3,283-66.9% | $4,320-74.8% | $4,297-74.7% |
| Admin fee / account holder | $4,750 | $4,982-4.7% | $7,380-35.6% | $6,935-31.5% |