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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,660 | $178,174+18.2% | $156,181+34.9% | $137,256+53.5% |
| Participation rate | 40.0% | 82.0%-42.0pp | 78.8%-38.8pp | 80.0%-40.0pp |
| Annual return | 18.08% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,116 | $4,972-57.4% | $4,294-50.7% | $4,156-49.1% |
| Participant deferral / active EE | $6,016 | $6,888-12.7% | $6,132-1.9% | $6,407-6.1% |
| Admin fee / account holder | $5,595 | $17,404-67.9% | $14,586-61.6% | $12,270-54.4% |