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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,671 | $174,379-45.7% | $152,093-37.8% | $138,895-31.8% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 15.90% | 74.86%-59.0pp | 66.36%-50.5pp | 145.39%-129.5pp |
| Employer contribution / active EE | $1,745 | $4,652-62.5% | $4,175-58.2% | $4,194-58.4% |
| Participant deferral / active EE | $5,374 | $6,159-12.7% | $5,451-1.4% | $6,396-16.0% |
| Admin fee / account holder | $16,681 | $16,880-1.2% | $14,497+15.1% | $12,562+32.8% |