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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,993 | $183,627-59.7% | $155,602-52.4% | $145,978-49.3% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 9.35% | 61.32%-52.0pp | 64.81%-55.5pp | 550.52%-541.2pp |
| Employer contribution / active EE | $1,526 | $5,316-71.3% | $4,675-67.4% | $4,662-67.3% |
| Participant deferral / active EE | $5,113 | $6,466-20.9% | $5,629-9.2% | $6,690-23.6% |
| Admin fee / account holder | $6,374 | $19,327-67.0% | $15,923-60.0% | $13,400-52.4% |