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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,308 | $49,976-61.4% | $66,674-71.0% | $82,637-76.6% |
| Participation rate | 58.1% | 63.1%-5.0pp | 73.7%-15.6pp | 68.1%-10.0pp |
| Annual return | 13.83% | 39.09%-25.3pp | 321.24%-307.4pp | 53.51%-39.7pp |
| Employer contribution / active EE | $658 | $1,988-66.9% | $2,620-74.9% | $2,552-74.2% |
| Participant deferral / active EE | $1,689 | $2,847-40.7% | $4,084-58.6% | $4,126-59.1% |
| Admin fee / account holder | $2,025 | $4,594-55.9% | $5,098-60.3% | $7,339-72.4% |