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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,727 | $49,177-96.5% | $79,467-97.8% | $64,173-97.3% |
| Participation rate | 50.6% | 65.0%-14.5pp | 73.3%-22.8pp | 69.6%-19.0pp |
| Annual return | 0.00% | -1.16%+1.2pp | 718.30%-718.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $364 | $2,076-82.5% | $2,800-87.0% | $2,381-84.7% |
| Participant deferral / active EE | $847 | $2,821-70.0% | $3,704-77.1% | $3,470-75.6% |
| Admin fee / account holder | $29 | $3,839-99.2% | $5,104-99.4% | $4,887-99.4% |