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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,453 | $86,298-84.4% | $111,308-87.9% | $85,847-84.3% |
| Participation rate | 90.0% | 73.3%+16.7pp | 77.3%+12.7pp | 69.3%+20.7pp |
| Annual return | 26.05% | 19.99%+6.1pp | 54.67%-28.6pp | 318.61%-292.6pp |
| Employer contribution / active EE | $3,759 | $2,044+84.0% | $2,732+37.6% | $2,565+46.5% |
| Participant deferral / active EE | $6,639 | $3,641+82.3% | $4,487+47.9% | $3,952+68.0% |
| Admin fee / account holder | $6,033 | $8,189-26.3% | $7,965-24.3% | $6,261-3.6% |