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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,134 | $78,423-80.7% | $95,964-84.2% | $79,856-81.0% |
| Participation rate | 92.5% | 73.5%+19.0pp | 77.1%+15.4pp | 69.6%+22.9pp |
| Annual return | 16.95% | 19.37%-2.4pp | 91.64%-74.7pp | 31.71%-14.8pp |
| Employer contribution / active EE | $2,290 | $1,945+17.7% | $2,541-9.9% | $2,471-7.3% |
| Participant deferral / active EE | $4,279 | $3,440+24.4% | $4,167+2.7% | $3,741+14.4% |
| Admin fee / account holder | $1,187 | $5,622-78.9% | $6,797-82.5% | $5,306-77.6% |