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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,422 | $72,486-84.2% | $87,103-86.9% | $72,976-84.3% |
| Participation rate | 86.4% | 72.8%+13.6pp | 76.9%+9.5pp | 69.5%+16.9pp |
| Annual return | 24.78% | 24.46%+0.3pp | 28.19%-3.4pp | 81.02%-56.2pp |
| Employer contribution / active EE | $2,258 | $1,894+19.2% | $2,521-10.5% | $2,440-7.5% |
| Participant deferral / active EE | $3,971 | $3,270+21.4% | $4,049-1.9% | $3,608+10.1% |
| Admin fee / account holder | $880 | $5,055-82.6% | $7,491-88.2% | $5,124-82.8% |