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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,215 | $116,190-64.5% | $93,614-56.0% | $152,885-73.0% |
| Participation rate | 88.9% | 78.0%+10.8pp | 75.8%+13.1pp | 82.5%+6.4pp |
| Annual return | 19.39% | 35.96%-16.6pp | 32.76%-13.4pp | 345.39%-326.0pp |
| Employer contribution / active EE | $5,355 | $3,219+66.4% | $2,718+97.0% | $4,763+12.4% |
| Participant deferral / active EE | $3,557 | $4,604-22.7% | $4,069-12.6% | $5,851-39.2% |
| Admin fee / account holder | $1,824 | $10,749-83.0% | $7,889-76.9% | $11,598-84.3% |