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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,945 | $58,828-55.9% | $78,002-66.7% | $62,881-58.7% |
| Participation rate | 67.4% | 71.1%-3.6pp | 75.5%-8.1pp | 69.3%-1.9pp |
| Annual return | 10.23% | 17.16%-6.9pp | 425.99%-415.8pp | 20.14%-9.9pp |
| Employer contribution / active EE | $4,765 | $1,672+185.0% | $2,470+92.9% | $2,281+108.9% |
| Participant deferral / active EE | $2,078 | $2,686-22.6% | $3,497-40.6% | $3,203-35.1% |
| Admin fee / account holder | $225 | $4,393-94.9% | $5,481-95.9% | $4,296-94.8% |