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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,143 | $160,028-74.3% | $147,080-72.0% | $145,884-71.8% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.6pp |
| Annual return | 15.39% | 98.60%-83.2pp | 420.17%-404.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $3,671 | $5,286-30.6% | $4,933-25.6% | $4,662-21.3% |
| Participant deferral / active EE | $5,862 | $8,422-30.4% | $8,066-27.3% | $6,690-12.4% |
| Admin fee / account holder | $4,159 | $15,030-72.3% | $12,989-68.0% | $13,392-68.9% |