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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,386 | $154,228+29.3% | $145,433+37.1% | $137,256+45.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.65% | 74.59%-65.9pp | 66.58%-57.9pp | 220.34%-211.7pp |
| Employer contribution / active EE | $1,889 | $4,804-60.7% | $4,554-58.5% | $4,156-54.6% |
| Participant deferral / active EE | $13,785 | $8,216+67.8% | $7,897+74.5% | $6,407+115.2% |
| Admin fee / account holder | $3,841 | $14,344-73.2% | $13,129-70.7% | $12,270-68.7% |