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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,757 | $77,962-51.6% | $178,540-78.9% | $80,935-53.3% |
| Participation rate | 66.7% | 65.7%+1.0pp | 77.1%-10.4pp | 67.7%-1.0pp |
| Annual return | 16.58% | 18.10%-1.5pp | 27.15%-10.6pp | 35.66%-19.1pp |
| Employer contribution / active EE | $3,493 | $2,280+53.2% | $3,953-11.6% | $2,757+26.7% |
| Participant deferral / active EE | $7,853 | $4,404+78.3% | $6,281+25.0% | $4,299+82.6% |
| Admin fee / account holder | $2,245 | $7,156-68.6% | $10,424-78.5% | $6,924-67.6% |