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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,290 | $45,872-66.7% | $77,081-80.2% | $68,495-77.7% |
| Participation rate | 92.1% | 55.9%+36.2pp | 67.9%+24.2pp | 67.9%+24.2pp |
| Annual return | -20.22% | 1.73%-21.9pp | 42.33%-62.5pp | -7.84%-12.4pp |
| Employer contribution / active EE | $1,579 | $1,650-4.3% | $2,813-43.9% | $2,596-39.2% |
| Participant deferral / active EE | $2,568 | $2,963-13.3% | $4,428-42.0% | $4,028-36.2% |
| Admin fee / account holder | $2,456 | $3,041-19.2% | $5,427-54.7% | $5,403-54.5% |