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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,706 | $48,053-84.0% | $84,628-90.9% | $72,975-89.4% |
| Participation rate | 91.4% | 57.6%+33.9pp | 68.2%+23.2pp | 69.5%+21.9pp |
| Annual return | 30.79% | 37.39%-6.6pp | 258.80%-228.0pp | 81.01%-50.2pp |
| Employer contribution / active EE | $1,590 | $1,602-0.7% | $2,653-40.1% | $2,440-34.8% |
| Participant deferral / active EE | $2,413 | $2,681-10.0% | $3,900-38.1% | $3,608-33.1% |
| Admin fee / account holder | $593 | $3,395-82.5% | $4,914-87.9% | $5,124-88.4% |