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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,483 | $160,028+79.6% | $147,080+95.5% | $145,884+97.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.45% | 98.60%-87.2pp | 420.17%-408.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $4,422 | $5,286-16.3% | $4,933-10.4% | $4,662-5.1% |
| Participant deferral / active EE | $8,113 | $8,422-3.7% | $8,066+0.6% | $6,690+21.3% |
| Admin fee / account holder | $16,552 | $15,030+10.1% | $12,989+27.4% | $13,392+23.6% |